Decide if you want to complete an associate or bachelor’s degree program.
A college education can help experienced agents move into careers in risk management, working as actuaries, or other positions that require postsecondary education. Plus, having a background in business and finance can be a tremendous asset to agents.
Pick a specialty.
Agents sell many different kinds of insurance, such as property, casualty, disability and personal lines of insurance. These are referred to as “lines of authority” in the industry. Agents must receive licensure for their particular line of authority. Knowing what type of insurance you want to sell is an important step in your career path.
Complete pre-licensure requirements.
Pre-licensure requirements vary from state to state, but they are a mandatory step toward earning licensure as an insurance agent or broker. For example, California applicants for casualty license must complete 20 hours of general pre-licensing education, as well as 12 hours of education in the state’s ethics and insurance codes. Students should check with their state’s insurance department for pre-licensure requirements.
Pass a licensing exam.
All agents must pass a licensing exam to sell insurance. The National Insurance Producer Registry has compiled a list of state-specific licensing requirements, associated fees and other important data about the licensing process. There are many companies that can help you study for your licensing exam, either in person (in a classroom), or through online courses.
Apply at insurance agencies.
Agents who have met all the requirements and earned licensure are eligible for employment at insurance agencies and brokerages, which can vary from small local brokerages to regional offices of well-known insurance carriers.
OnIT Licensing LLC
745 River Street
Ontonagon, MI 49953
Phone: +1 (912) 353-7013
© COPYRIGHT 2019. ALL RIGHTS RESERVED.